Tony Robbins | Money | ’Tis the season for (over)spending?

Are your finances ready for this holiday season? 

If you’re an average American, you will spend $805 this holiday season, according to the National Retail Federation. 

And, unfortunately, more than 60% of people haven’t saved a penny for gifts. 

Depending on the current state of your financial planning, this could set you up for a holiday debt hangover.

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